Credit cards has been acquiring increasingly more use by all people around the world, because the simplicity with which are acquired, the versatility and comfort that provides your end user to make this an ideal mechanism to perform transactions in many markets. Credit cards are the result of the evolution of different social needs; needs such as agility at the time to negotiate, since these allow that all kinds of people, including merchants, accessing loans quickly and easily. Form of credit cards credit cards are a lightweight size, type identity document measure approximately 8.5 Cm wide by 5.5 Cm high, are made in a plastic-like material (why are often called plastic coin) only to a little more resistant. In the back they have a coded band that is used when you need to make a transaction. They aren’t really very different cards debit regarding its physical appearance. What is the quota in credit cards? Refers to the maximum amount which can have the end user for your transactions, this quota is cumulative and is recovered after making different payments.
Why seem credit cards to loans? Because they allow you to make purchases or in certain cases to withdraw money from ATMs even when you don’t have the money in your bank, purchase money can be paid in different instalments (which is chosen at the time of making the payment or withdraw money) depending on the period the interests are charged. Types of credit cards: Classic credit cards: they are commonly known, are international in scope, i.e. which can be used almost anywhere in the world. Gold credit cards: they give a very high quota and are for preferred customers. Special credit cards: are those that in addition to common services, give credit of another type, such as for example credit student. And additionally provide other services. Local credit cards: are the delivered by local banks in each country, usually allow for very small transactions and cannot be used in a place different from most known credit cards issue.
Visa Master Card American Express Nueva electro mode of credit cards due to which, in principle, not all people can have access to a credit card and that for certain events they may be unsafe, as for example virtual transactions, virtual credit cards have emerged. sta consists of a number (i.e. that does not physically exist) that the user can use for their virtual transactions, the number can be activated or deactivated when desired, thereby protecting the money of the person. This type of credit card can be acquired easily, since by its operation does not allow the granting of payment by instalments, on the contrary, the money has to be inscribed in the banking account before you can make any transaction.